Indexed Universal Life Insurance
in Dubai, UAE

Seeking comprehensive life insurance in Dubai? Capital for Life is your trusted partner, renowned for providing tailored jumbo life insurance and premium financing services to high-net-worth individuals in the United Arab Emirates.

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"I've had the pleasure to work with Carlton and the whole team on a number of occasions.” - James G.

Premium Life Insurance in 

What is Indexed Universal Life Insurance?

Powering Dubai's Global Life Insurance Business

From Dubai to the rest of the Middle East and beyond, Capital for Life provides life insurance cover for up to $165m for high net worth clients.

Our multi-pay and premium financing options for jumbo life policies and our comprehensive support and service make us a trusted partner for financial advisers in Dubai looking to use index universal life insurance with their high net worth clients.

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Safeguard your
financial legacy

We serve high-net-worth clients and entrepreneurs, top tier executives, and sports and pop stars from across the world. Open an iul account today and secure your life and legacy.

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$734 Million+




Trusted Expertise at
your fingertips

“Carlton is an experienced & learned professional in the life assurance space, who has helped, not only clients but me, navigate the world of high value life assurance through education on the concepts, the application, the processes, and procedures in a clear and concise manner, as to allow me to imbibe others with the same knowledge. He is affable, thoroughly professional and is a pleasure to work with many of my clients and colleagues”.

Raj Srivastava

Executive Director at
Arrow Capital

“Carlton Crabbe and the team at Capital For Life have been an immeasurable asset. Carlton’s experience in structuring solutions for our HNW clients has been a great benefit to our team, and the feedback from our valued clients has been unanimously positive.”

Bob Bhowmik

Chief Operating Office at
SVN Capital

"I've had the pleasure to work with Carlton and the whole team on a number of occasions. I've found them very professional and thorough when preparing UL cases for my clients. Carlton has a wealth of knowledge on his offering and the whole CFL team is first class in their work behind the scenes."

James Gormley

Senior Partner at
Finsbury Wealth

"Working with Carlton is a pleasure. He delivers a constant high level of quality work and is always responsive and communicative."

Hugh McGrenra

Business Development Manager at
ARIA Capital Management

"Carlton is an invaluable trusted advisor who identified creative solutions for my high net worth clients using specialised life insurance options. He is a true expert in this field and someone who increases the professionalism in this specialist area."

Marc Beattie

Director at
Wealth Management Services

“Carlton has been exceptional in helping us and our clients with the best support and guidance we could wish for.  We will continue to use Carlton forever more and would highly suggest that everyone else does the same too.”

Stefan Terry

Chief Executive Officer at
SVN Capital

"Carlton and his team at Capital for Life go above and beyond to help us propose and implement unique retirement and estate planning vehicles for our high net worth clients. Capital for Life’s suite of product offerings are unique in many ways and lend them themselves to significant generational wealth creation and preservation. I see Capital for Life becoming a larger part of international wealth planning in the future and would recommend them to anyone without reservation."

Thomas Goldie

Senior Wealth Adviser at
Hoxton Capital Management

“Having worked with Carlton for many years, I saw first-hand the care he took to get to the right solution for clients and how collaborative he was with colleagues. In recent years, he has specialised in offshore planning, notably trusts and life assurance, to an extent that there’s nobody I’m aware of in the industry who knows more about those areas.”

Simon Bullock

Founder of chartered financial planning boutique,
Mulberry Bow

"Carlton really stands out as a true expert within the market. Carlton has been instrumental as a trusted advisor to my high-net-worth clients because of his ability to provide specialised and creative life insurance products for retirement and estate planning."

Lloyd Simpson

Partner at
GSB Capital

"I highly recommend Capital for Life for when it comes to life insurance solutions. The team is extremely knowledgeable & professional. Carlton is a true expert in his field and he along with the team always remain on hand to provide assistance."

Gareth Bowkett

Associate Director at
Indigo Financial Analysis

"I am extremely pleased with the high-value life insurance products and retirement planning strategies that Capital for Life designed for my client. As a trusted advisor in this specialised area, Carlton and his team helped through every aspect of the application process to make this seamless and effortless for both the client and myself. The Team is highly experienced, knowledgeable and professional."

Stuart J. Mizen

Senior Investment Manager at
SVN Capital

Free Dubai Indexed Universal Life Insurance Resources

Our comprehensive articles offer insights into the world of IUL, helping you make informed decisions for your financial future.

Frequently Asked Questions

We're committed to providing you with the information you need to make informed decisions about your life insurance coverage.

How can I get a universal life insurance quote if I am living in Dubai?

Reach us via our contact form at the bottom of this page, or call us for a universal life quote on 052 772 6262. Send us your age, gender, confirm that you live in Dubai, smoker status, how much life cover you need and your email address. We'll get back to you within 24 hours. And we can take it from there.

Do you have a Dubai universal life insurance contact number?

Yes, if you would like to speak to us about universal life insurance, our contact number in Dubai is 0527726262. Call us now to discuss your needs.

Can Dubai Residents Access Premium Financing for Universal Life Insurance?

Yes, if you're a resident of Dubai, you're eligible to leverage premium financing for your universal life insurance policy. You can borrow up to 100% of the full value of your policy's surrender value. This financing process, however, is subject to standard underwriting guidelines. Make sure to fully understand the terms and conditions to make the most out of your universal life insurance.

What's the minimum amount of life cover a Dubai resident can buy?

Life cover from $1m upwards.

I am a Dubai based financial adviser, can I use Capital for Life's life international insurance solutions?

Yes, you can use Capital for Life for all your international life insurance and financing solutions. We partner with dozens of Dubai's financial advisers, wealth managers, and private bankers who use our solutions with their high-net-worth clients.

Capital for Life offers comprehensive international life insurance and financing solutions, making it an excellent choice for Dubai's financial professionals. We share our knowledge and hands on experience with financial advisers, wealth managers, and private bankers throughout Dubai and wider United Arab Emirates. Financial advisers turn to Capital for Life for our solutions, superior service and first hand expertise to help their high-net-worth clients. A reliable and experienced partner in the world of international insurance for over 7 years in Dubai. Contact Capital for Life Dubai to work with us.

I am a Dubai high net worth individual, can I buy jumbo life insurance from you?

Yes, our services are designed for high-net-worth clients in the United Arab Emirates. We will work with you to understand your needs and refer you to one of our global partners to take care of you personally.

Which other countries in the Middle East can I get a life insurance quote for?

Life insurance for high-net-worth clients across 9 countries in the Middle East including United Arab Emirates, Saudi Arabia, Qatar, Oman, Bahrain and Kuwait. Individual life cover starts from $1m to $165m for a single life for a Middle East-based client.

Learn more about Capital for Life jumbo life insurance in the Middle East

Will my life insurance policy still cover me if I leave Dubai?

Your international life insurance policy will continue to give you life cover even if you leave Dubai. In some circumstances, there may be certain country exclusions on your policy, but these are rare, and you will know which countries are excluded before you take out your life policy.

Most local Dubai-based life insurance policies are not valid if you decide to move abroad. It's best to check with the insuer and get a copy of the policy to ensure that in the event of your death you’ve got the life cover you need.

Do you offer Key Man insurance for Dubai business owners?

Capital for Life offers key man insurance for Dubai business owners, a type of policy that helps protect a business from financial loss in the event of the passing of a key business partner. Additionally, it also provides financial support to the Dubai-based family of the deceased during a difficult time.

What is jumbo life insurance?

Jumbo life insurance is a high-death benefit value universal life insurance (ULI) policy. Life-insured amounts for jumbo policies can reach $150m or more, hence the nickname 'Jumbo' life insurance. ULI policies are designed for high-net-worth individuals who need lots of life cover.

Still have questions about jumbo life insurance? We're here to help. Reach out to us at or call us on 052-772-6262 for the best jumbo insurance quote in 



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