Your Life, Our Promise,
Forever in Style

Tailored life insurance solutions to protect your wealth and legacy.

Capital for Life's vision is to empower high-net-worth clients and their advisors with superior life insurance and financing solutions. We operate on principles of independence, expertise, and transparency, ensuring your financial goals and protection needs are met.

Our mission is to be the global partner of choice for high-net-worth clients and professional advisors. We achieve this through deep knowledge sharing, solution-driven strategies, and an unwavering commitment to exceptional service, now and for life.

“Carlton and his team at Capital for Life go above and beyond to help us propose and implement unique retirement and estate planning vehicles for our high net worth clients.

Capital for Life’s suite of product offerings are unique in many ways and lend them themselves to significant generational wealth creation and preservation. I see Capital for Life becoming a larger part of international wealth planning in the future and would recommend them to anyone without reservation”

Bob Bhowmik
Chief Operating Office at SVN Capital

Meet Our Founder, Carlton.

Drawing upon over 25 years of experience, Carlton Crabbe currently leads as CEO of Capital for Life, an international life insurance solutions firm specialising in tax-advantaged retirement and estate planning strategies. He specialises in tax-advantaged retirement and estate planning strategies, as well as cross-border tax and structuring solutions for high-net-worth individuals, families, and entrepreneurs worldwide.

Capital for Life provides specialised life insurance products and execution support to over 30 financial advisory firms, private banks, tax and legal professionals globally. Drawing from our experience, we have delivered customised solutions to hundreds of high-net-worth clients, and these are available to individuals in over 220 countries.

Previously, Carlton held senior roles at Barclays Private Bank focused on developing their life insurance and financing services.

Teaching and Coaching

Based on his first hand experience, Carlton has spent the last 7 years coaching and training financial advisors on various life insurance topics. The coaching focuses on providing advisers with a strong foundation in life insurance concepts, products, and sales strategies. Carlton draws upon his extensive experience in the insurance and wealth management industry to offer real-world examples and insights that advisers can apply in their day-to-day practices. Feedback from our advisers indicates Capital for Life's training has helped them better understand available solutions, gain confidence in client presentations and increase sales. Carlton aims to share his knowledge and experiences to support advisors' professional development while ensuring clients receive the optimal coverage.

Carlton has also authored an online and coaching course for financial professionals called ’Universal Life Insurance’, an accredited course by the Certified Certification Service – the world's leading and largest independent assessment body for Continuous Professional Development.

Private Clients

In addition to training financial advisors,Carlton continues to personally advise a handful of ultra-high-net-worth individuals each year. He takes time to understand each client's unique needs and goals, delivering customised solutions tailored to their situations. With over 25 years navigating simple to highly complex client cases, Carlton provides insight and solutions into wealth management challenges.


- Cross Border Life Insurance Advisor – working with the biggest global insurance companies
- Diploma in Regulated Financial Planning – the Chartered Insurance Institute (2005)
- Advanced Diploma in Financial Planning –the Chartered Insurance Institute (2006) - Diploma in Broadcast Journalism (2001) British Broadcasting Corporation (BBC
- B.A. (Hons) (1989)

Professional Development

As a life insurance professional, Carltonmakes continuous learning a priority. He spends at least 10 hours a weekreading industry research, blog posts, insurance contracts, and life policy documentationto stay up to date on critical life insurance issues. Carlton also regularlyattends conferences to discuss life insurance, wealth management, tax,structuring and estate planning issues to deepen his expertise and share hispractical knowledge. This dedication to ongoing education, training and productevaluation allows Carlton to serve as an ethical, authoritative, andknowledgeable resource for those seeking to financially protect their familiesand estates.

"Carlton Crabbe and the team at Capital For Life have been an immeasurable asset. Carlton’s experience in structuring solutions for our HNW clients has been a great benefit to our team, and the feedback from our valued clients has been unanimously positive."

Bob Bhowmik
Chief Operating Officer at SVN Capital

"Having worked with Carlton for many years, I saw first-hand the care he took to get to the right solution for clients and how collaborative he was with colleagues. In recent years, he has specialised in offshore planning, notably trusts and life assurance, to an extent that there’s nobody I’m aware of in the industry who knows more about those areas."

Simon Bullock
Founder of Chartered Financial Planning Boutique at Mulberry Bow

"Carlton really stands out as a true expert within the market. Carlton has been instrumental as a trusted advisor to my high-net-worth clients because of his ability to provide specialised and creative life insurance products for retirement and estate planning."

Lloyd Simpson
Partner at GSB Capital
Notable Clients

Entrepreneurs selling businesses including founders selling their businesses to an international beauty care brand, a leading search engine company and other international corporations. Adviser to SME businesses on retirement planning schemes

F1 UHNW individual – tax minimisation strategies

Sport professionals - debt financing and game retirement planning

International bankers and hedge fund managers – tax minimisation strategies

Media presenters – taxation and wealth management planning and the UK government – advising on pension planning

UHNW individuals of a large family-owned business on UK non-domiciled planning

Discover the Distinct Advantages of

Our Life Insurance Expertise

As a financial advisor or a high-net-worth individual, you demand tailored solutions to protect and grow your assets. Our expertise in international life insurance and financing solutions offers significant advantages:

Customised Strategies: We understand the complexities of global wealth and tax. Expect personalised insurance plans that align with your own unique needs and goals.

Proven Results:
Our track record speaks for itself. We've helped clients protect their families and businesses. We've helped HNW clients and their advisers significantly increase their life insurance portfolios, maximising protection and investment potential.

Trusted Guidance:
Navigate the life insurance solutions landscape with confidence. Our independent advice puts your interests first.

Take the first step towards a more secure financial future. Get a quote today for your life insurance needs.

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