Universal Life Insurance UK

Capital for Life United Kingdom
Index universal life insurance and QNUPS pension service for UK financial advisers, wealth managers, tax advisers, private bankers and trustees. Trusted the world over for high net worth client life insurance solutons.
Universal Life Insurance
Universal life insurance for UK financial advisers of high net worth clients

Find the perfect life cover and structuring solution for your clients with Capital for Life. Get a quote from the world's leading life insurers.

  • Indexed Universal Life Insurance (IUL) - UK
    Index Universal Life Insurance UK

    Indexed universal life insurance policies for UK high-net-worth individuals.

  • Guaranteed Universal Life Insurance - UK
    Guaranteed Universal Life Insurance

    Guaranteed universal life cover for UK clients

  • Premium Financing Life Insurance - UK
    Premium Financing for Life Insurance

    Talk to us about premium financing for your life insurance clients.

  • Offshore Pension Plans QNUPS for UK residents and domiciles
    Offshore Pension Plans

    Offshore pension plans (QNUPS) for UK residents and non-residents.

Frequently Asked Questions (FAQ)
Universal Life Insurance for Financial Advisers in the United Kingdom

Still have questions? We've got answers. Email us at enquiries@capitalforlife.com

  • Can I get a universal life insurance quote living in the United Kingdom?

    Send us your age, and gender, confirm that you live in the United Kingdom, your smoker status, how much life coverage you need, and your email address. We'll get back to you within 24 hours. And we can take it from there. Reach us via our contact form at the bottom of this page.

  • What types of international life insurance can I buy if I am a UK resident?
    1. Term life insurance
    2. Guaranteed whole of life
    3. Guaranteed universal life index
    4. Variable universal life

    All the policies supplied to UK financial advisers by Capital for Life are single life policies. We do not offer joint life second death policies or survivorshp universal life policies.

  • I live in the UK, do I need to go for a medical for a universal life insurance policy?

    Some life insurance companies offer universal life insurance to UK residents with no medical. But if you want life insurance coverage of $5m or more, you will need a medical. Capital for Life United Kingdom has an approved list of medical clinics in London that clients can attend.

  • Is premium financing for universal life insurance available to UK residents?

    Yes, UK residents can borrow up to 100% of the value of their life insurance policy surrender value. Financing is subject to underwriting. Please note this leveraging strategy is not suitable for all types of planning. You should consult your tax adviser.

  • What's the minimum amount of universal life cover a UK resident can buy?

    Universal life cover with a death benefit from $1m upwards.

  • I am a UK based financial adviser, can I use Capital for Life's life insurance solutions?

    Yes, you can use Capital for Life for all your international life insurance and financing solutions. We partner with UK financial advisers, wealth managers, tax advisers and trustees who use our solutions with their high-net-worth clients.

  • I am a UK based high net worth individual, can I buy universal life insurance from you?

    Yes, our services are designed for high-net-worth clients in the UK. We will work with you to understand your needs and refer you to one of our global partners to take care of you personally. Please note that Capital for Life does not provide advice on these types of universal life insurance products. We work with your professional advisers to design a solution that is suitable for you.

  • Which other countries in Europe can I get a universal life insurance quote for?

    Life insurance for high-net-worth clients across Europe including France, Portugal, Spain and Monaco. Individual life cover starts from $1m to $165m for a single life for a European-based client.

    Learn more about life cover from Capital for Life in Europe

  • Is Capital for Life a life insurance company?

    No, Capital for Life is not a UK-based insurance company. We provide international universal life insurance solutions to UK financial advisers and wealth managers for their high-net-worth clients.

  • What is life expectancy in the United Kingdom?

    Average life expectancy in the United Kingdom

    • Male life expectancy in the UK is age 79.8
    • Female life expectancy in the UK is age 83
    • Total life expectancy in the United Kingdom is 81.4
    • The United Kingdom has a World Life Expectancy ranking of 25.

    Source: World Health Organisation (WHO) data published 2020.

Trusted by UK Professionals for Protection
International Life Insurance for the UK's Financial Advisers and Tax Advisers

From London to the rest of the UK and beyond, Capital for Life provides life insurance cover for up to $165m for high net worth clients. UK financial advisers with clients in London, Bristol, Cardiff, Birmingham, Manchester, Leeds, Liverpool, Newcastle, Glasgow and Edinburgh can use universal life insurance with their clients.

How much life insurance can I get if I live in the UK?

Index universal life insurance, guaranteed universal life insurance and end-to-end support and service for tax advisers and financial advisers in the United Kingdom. Trust us to support your protection business.

Universal life insurance for financial advisers in London, Manchester, Edinburgh, Bristol, Liverpool, Leeds, Newastle, Cardiff and Birmingham.
Want Life Cover in the United Kingdom? Contact Us
UK Financial Advisers and Tax Professionals

Fill out the form below and we'll get back to you in 24 hours to tell you how we can help you and your high-net-worth clients with international life insurance.

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