IUL Policy Illustrations

An IUL policy illustration is an insurance company's document, offering a hypothetical projection of policy performance over time. Key elements included:

• Estimated Premium Payments: The projected cost over time.
• Cash Value Accumulation: The growth in the value of the policy.
• Death Benefits: Potential payout upon the policyholder's demise.
• Interest Crediting: Based on the performance of a chosen index (e.g., S&P 500).

These illustrations serve to guide policyholders in understanding potential growth scenarios of their IUL policy, incorporating assumptions like index performance, insurance costs, and associated fees. It's crucial to remember that these are projections, not guarantees.