Hybrid Products

"Hybrid Products" in the financial and investment realm refer to instruments that combine features of two or more distinct financial products, aiming to capitalise on the benefits of each while minimising their individual drawbacks.

These products are designed to offer a blend of characteristics, such as the security of fixed-income securities with the growth potential of equities. Common examples include hybrid bonds, hybrid annuities, and certain insurance products that offer both protection and investment components.

For investors and consumers, hybrid products can offer a unique value proposition. By merging the attributes of different financial instruments, these products can provide a balanced risk-reward profile, catering to those who seek both stability and growth.