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Crediting Method

Crediting Method refers to the formula used by an Indexed Universal Life (IUL) insurance policy to determine the amount of interest to be credited to the cash value of the policy based on the performance of a chosen market index, such as the S&P 500.

What is Crediting Method?

Crediting Method refers to the formula used by an Indexed Universal Life (IUL) insurance policy to determine the amount of interest to be credited to the cash value of the policy based on the performance of a chosen market index, such as the S&P 500.

Different IUL policies may offer a variety of crediting methods, and the policyholder can usually select one or more methods based on their risk tolerance and investment goals.

Crediting Method refers to the formula used by an Indexed Universal Life (IUL) insurance policy to determine the amount of interest to be credited to the cash value of the policy based on the performance of a chosen market index, such as the S&P 500.

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