Meet The Team
Chief Executive Officer
For the past 20 years, Carlton has advised high net worth clients on wealth preservation and growth strategies taking into consideration complex issues such as global tax and offshore structuring including life insurance solutions.
During his time at Barclays Private Bank in Dubai, Carlton was responsible for growing the private bank’s universal life insurance and premium financing business and helping clients benefit from leveraged life insurance solutions to meet their estate planning needs.
Previously, he worked at Barclays private bank in London and Grant Thornton, a leading UK tax based advisor. He has advised clients on the tax-efficient UK and international solutions for holding wealth, typically created through the sale of their businesses or services to global companies including Google, Red Bull Formula 1 and Blackrock Asset Management. He has also advised football players from the Barclays Premier League, PGA Tour golf players, international pop music stars, TV and media companies.
Carlton is the Chief Executive Officer for Capital for Life.
Head of Capital Markets
Stephen heads our funding team at Capital for Life which sources our premium finance for investment into universal life insurance policies. He also co-owns J-M Capital Ltd in London, which is authorised by the Financial Conduct Authority. Stephen is responsible for the execution of capital raising transactions for clients and is also head of compliance. He has over 35 years experience in corporate and structured finance. Prior to J-M Capital, Stephen was at Trilogy Financial Products (Founder and Director), Bank of America (Head of Structured Capital Markets, EMEA), Bank Paribas Capital Markets (Head of Structured Finance – Europe), Citibank (UK/Ireland Head, Equity Structuring/Specialised Leasing) and Goldman Sachs (Vice President, Global Finance).
He holds an MA in Economics from Cambridge University and a Corporate Finance Certificate from the London Business School.
Stephen is the Head of Capital Markets for Capital for Life.
Per Kristian Knutsen
Chief Financial Officer
Per Kristian overseas day to day operations at Capital for Life. He is a Norwegian citizen based in Bergen, Norway. He also serves as Chief Financial Officer for WilNor Governmental Services, a Wilh. Wilhelmsen (WW) company. Prior to this, he completed a Master of Management Programme at BI Norwegian School of Economics (BI) and graduated from the Norwegian School of Economics (NHH).
Per Kristian is the Chief Financial Officer of Capital for Life.
Shah has over 20 years experience in the financial sector. He has worked for some of the largest life and investment companies in the world from the United Kingdom to the United Arab Emirates.
Shah advises and assists international financial service companies to expand their offering internationally and also grow their business.
Shah is an external consultant to Capital for Life and he is also the CEO of inSYNERGY based in Dubai, United Arab Emirates.